-
Financing & Insurance
- Ag Real Estate Financing
- Real Estate Interest Rate Programs
- Rural Property Investment
- Equipment financing
- Crop and Livestock Insurance
- When to insure your crops
- Fisheries Financing
- Forest Products Financing
- Lines of Credit
- Rural Residential Financing
- Country Home Loans
- Land Loans - Home Site
- Country Home Loan vs. Conventional Loan
- Land Loans - Recreational
- All-in-One Construction Loans
- Interest Rate and Loan Terms
- Land Buying Checklist
- Programs for Young, Beginning and Small Producers
- RateWise
- Property Appraisals
- Idaho
- Montana
- Oregon
- Washington
-
Agriculture Industries
- Industry Insights
- Apples
- Cattle
- Cherries
- Crop Inputs
- Dairy
- Feed Grains
- Fisheries
- Forest Products
- Hay
- Land Values
- Nursery/Greenhouse
- Onions
- Pears
- Potatoes
- Small Grains
- Sugar Beets
- Wine/Vineyard
- Economic Updates
- Ag Economy Articles
- Macroeconomic and Interest Rate Outlooks
- FOMC Meeting Results
- Weather Insights
- Services
-
Business Resources
- Financial Management Resources
- Financial Tools and Calculators
- Alternative Payment Frequency Calculator
- Mortgage Refinance Breakeven Calculator
- Retirement Planner Calculator
- Savings Calculator
- Business Resources
- Family Business
- Succession Planning Videos
- Talk to a Consultant
- Strategic Planning and Risk Management
- Events, Registration & Recordings
- Online Security & Fraud Resources
- Technology, Security Articles
- e-Learning Courses
- Family Business Resources
- Subscribe
- Business Planning
- Risk Management Planning
- Strategic Business Planning
- How Lending Decisions Are Made
- Preparing Agricultural Financial Statements
- Financing Agriculture: The Business Borrower-Lender Relationship
- Land Buying Checklist
- Careers
- Community
-
About Us
- Branch Locations
- Holiday Schedule
- Contact Us
- News
- Yields Magazine
- The Company
- Purpose & Values
- Governance
- Local Advisors
- Farm Credit System
- Management Executive Committee
- Patronage Program
- Financial Reports
- Company FAQs
- Mineral Assets
- Public Policy
- Privacy, Security & Whistleblowing
- California Privacy Policy
- California Privacy Policy Request
- Legal
- Conditions of Use
- Equal Opportunity Lender, Provider & Employer
- Online Usage Agreement
- Site Map
- Social Channels
- Subscribe

Ag Real Estate Financing
On This Page
Finance the purchase of farms, ranches, timberland, additional acreage, buildings, processing facilities and improvements or refinance or consolidate existing debt through long-term loans, secured by mortgages or deeds of trust. See also Country Home & Lot Loans.
- Select from fixed, variable or a combination of interest rate options.
- Interest rate types may be changed during the life of the loan by conversion, rather than a refinance.
- Monthly, quarterly, semi-annual or annual payments are available to match your cash flow.
- Terms typically range from 5 to 25 years.
- Loans are typically fully amortized to avoid balloon payments at the end of the term.
- Loans are secured by an insurable first lien on agricultural or eligible residential real estate.
- Additional credit to finance farm/business, family, or non-agricultural needs may also be structured as a long-term loan if agricultural real estate is provided as security.
- Loans secured by real estate can also be used for family needs including education, medical expenses, inheritance/income taxes and principal residence for self or immediate family.
- Excess funds can be deposited into an interest-bearing account to cover future payments and for other authorized purposes.
Real Estate Interest Rate Programs
Northwest FCS offers a variety of interest rate programs depending on the loan purpose, repayment terms, risk level, and flexibility you need. Loan structures and repayment plans largely determine eligible rate programs.
View DetailsRural Property Investment
View DetailsHelping you weather the storm.
Let us help protect your operation with the right hail coverage at a great rate.
Learn more