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Earn RateWise Credits

Participants can accumulate RateWise™ credits beginning on the date of their program registration through the completion of the AgVision® program. Once registered, credits will be accepted online for eligible programs attended in the most recent 12 months prior to RateWise registration.

Northwest FCS Programs* and Ratewise- Special Approved ProgramsUniversity and Industry ProgramsOther Programs
(Including Webinars)

1/2 day = 2 credits
1 day = 4 credits
1+ days = 6 credits

* All existing NWFCS online offerings will receive the same amount of credits virtually as they would have in person (effective immediately through 2021)

1/2 day = 1 credit
1 day = 2 credits
1+ days = 3 credits

1 credit per webinar lasting up to 3 hours.

2 credits for webinars lasting 3 hours or longer.

Maximum of 10 credits earned for webinar/virtual learning.

Note:  Participation in and/or completion of degreed program is not eligible.

Interest Rate Reductions

Rate reductions increase with the number of credits earned:
  • 10 credits:  0.25 percent interest rate reduction for three years
  • 20 credits:  0.50 percent interest rate reduction for three years
  • 30 credits:  0.75 percent interest rate reduction for three years

Certifying RateWise Credits

After registering for the RateWise program, participants can certify their completion of workshops and seminars by submitting the Credit Certification form and attaching a copy of the program's agenda or certificate of completion online.

Additional Benefits

Book your first loan using RateWise credits and receive all the benefits of our nationally recognized AgVision program for young, beginning and small producers, including an invitation to the Young and Beginning Producers Conference. See the Business Resources page for more information about this conference and other Northwest FCS seminars and workshops.